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Banking rewards reserved for
our best customers
 Keep $5,000 or more in any combination of Bridgewater Savings Bank Checking, Savings, Money Market or CD accounts – including IRAs – and all your accounts can be free of monthly service charges. Plus, you’ll enjoy additional great benefits. Click here to find out about joining the President's Club.
Premium Checking
Those who maintain larger checking account balances ($2,500 or more) can earn our highest checking account interest rate.
Interest Checking
Enjoy no-charge checking and earn interest on your bill-paying funds when you keep just $800 in your checking account.
Direct Checking
No monthly service charge • No minimum balance
Receive unlimited checking when you have your paycheck, government check or other recurring payment (at least monthly) automatically deposited into this account.
No Minimum Checking
Pay just $4 for unlimited check writing, and stop worrying about your account balance.
Free Checking for Seniors
No minimum balance requirements. • No per-check charges.
If you’re age 65 or over, your interest-earning checking account is free!
Free Checking
No minimum balance requirements. • No per-check charges.
Overdraft Protection
Avoid bounced checks.
Add a cash reserve to your checking account and when needed we’ll automatically advance the money required to cover your check, up to the amount of your credit limit.
It Pays to Tell Your Age
If you are 65 years or older (or 18 or under) we will waive the monthly service charges and fees on your personal checking and/or savings accounts at Bridgewater Savings. If you are eligible, please call a Bank representative at 1-800-356-8622 so we can update our records.
Deposit Insurance
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. IRA and certain other retirement accounts are insured up to $250,000 per depositor. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund.
The FDIC has issued an interim rule to simplify the coverage rules on revocable trust accounts without decreasing coverage.
Bridgewater Savings is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
Click here to find out more about the FDIC’s deposit insurance.
Click here to find out more about the Depositors Insurance Fund.
Check 21 – A new way of processing checks is here
You may have noticed the returned checks in your statement look different than usual. A new federal law permits financial institutions to replace your original check with a “substitute check.“ This new law is commonly referred to as Check 21. Click here to find out more about Check 21.
Contact Bridgewater Savings
For more information on any of our products & services, please use our information request form, or give us a call at 1-800-356-8622. |
